How To Purchase a Residence “Sight Unseen”

Right here at Taylor Morrison we’ve created a variety of tools that embrace the digital world and make it simpler than ever earlier than to purchase a house “sight unseen,” or as we prefer to name it, #SiteUnseen (buying with out ever having toured the property in particular person). Whether or not you’re unable to go to a gross sales workplace, or just want to tour choices from the consolation of your sofa, we’re right here to empower you on this distinctive kind of home-buying journey.   

During the last 12 months, Taylor Morrison has averaged just a little over one house per day offered 100% just about, so should you suppose you’re alone on this non-traditional manner to purchase, you’re not! As expertise evolves and increasingly more folks migrate out of densely-populated metro areas (with many corporations extending remote-work choices for his or her workers), digital house shopping for will proceed to develop. Whereas it could look like a frightening expertise, we’re right here to information you thru the method of shopping for a brand new Taylor Morrison house “sight unseen” with the next recommendation. 

Know Your Finances, Pre-Apply for a Mortgage, and Map Out Your Needs vs. Wants. 

This recommendation is just not restricted to purchasing a house sight unseen. Any home hunter ought to take this primary step, no matter how they’re planning to buy. Everybody’s monetary state of affairs is completely different, however you’ll wish to determine how a lot you possibly can pay every month after which work backwards to seek out the acquisition value that fits you and your loved ones. 

Take a look at our on-line, state-of-the-art mortgage expertise, Dorothy, to assist “pre-apply” for a mortgage earlier than you begin home looking. This course of consists of analyzing your earnings, property, and current debt to estimate what you might be able to afford on a house buy. Pre-application speeds the method as soon as you discover the house you wish to purchase, which is extraordinarily necessary given the sizzling market we’re at present working in the place time is of the essence! Acquiring mortgage “pre-approval” is one other factor solely, nevertheless it’s a good suggestion to take that step as nicely (because it exhibits that you just’re a critical homebuyer who can safe a mortgage, which helps on this extremely aggressive market). To buy a Taylor Morrison house, you possibly can both use the lender of your selection or work with our affiliated lender, Taylor Morrison Home Funding. Qualification and market circumstances change throughout development so working with a lender that understands our development course of retains everybody working collectively for a seamless transaction. 

After you come to a transparent understanding of what you possibly can afford, create an inventory of what you completely will need to have in your new house. Prioritize what’s necessary to you, whether or not that’s location, variety of bedrooms/loos, sq. footage, or one thing else. As you’re employed via that precedence record, it’s best to begin to contemplate which gadgets are usually not essentially deal-breakers for you. Coming to phrases with these desires vs. wants will higher equip you to slim down “finalists” as you just about scope out choices. 

Get to Browsing. 

Head to our website and filter by metropolis, value, and bed room depend to get a preliminary sense of what’s obtainable. 

Get in Touch with an Web Residence Marketing consultant (IHC). 

You will not be bodily with somebody at a gross sales workplace, however you aren’t alone on this course of! Getting in touch with an IHC from the realm you have an interest in is the easiest way to ease the stress of this unconventional buy journey. It’s like having a private concierge for house shopping for! With stock flying off the market faster than anybody can construct, it’s an incredible thought to get in contact with an IHC early on, as houses chances are you’ll be seeing on-line one week could also be unavailable the following. It’s a irritating actuality of the market proper now, and an IHC goes to be in-the-know of what communities are prone to go quick so that you’ll have a clearer thought of what to anticipate by speaking with them through cellphone, chat, or e-mail. Sharing that record of desires vs. wants will assist the IHC information you in your subsequent steps. 

Digitally Immerse Your self With the Communities You’re  In.

A lot of our communities have interactive flooring plans and 3D virtual tours, and it’s all proper there at your fingertips. Watch and rewatch the obtainable excursions and envision the way you may fill the house if it was to grow to be your own home. Discover the 3D house room by room and just about go searching—you possibly can even open “measurement mode” in a few of our excursions. Take notes on questions you have got. If a 3D tour is just not obtainable for a group you have an interest in, don’t fret, your IHC can set you up with a digital tour from an precise salesperson on the fashions you’re occupied with. Even when a 3D tour is on the market, you possibly can nonetheless arrange a digital walkthrough! Our passionate gross sales crew  will customise your sight-unseen expertise to fit your wants—don’t be afraid to ask them for images and movies that you may “revisit” in a while—allow them to be your eyes on the bottom! 

If you happen to already know precisely what you need (relying on availability within the the realm you’re occupied with), you possibly can simply reserve a quick-move-in home or perhaps a to-be-built home on-line, choosing from obtainable homesites and flooring plans with out ever needing to be in contact with an IHC or a sales-team member beforehand!

Use Outdoors Sources at Your Disposal. 

Don’t get us fallacious, the IHCs and gross sales crew you’ll work with are skilled, dependable assets of data, nevertheless it doesn’t damage so as to add an additional pair of eyes. When you have a trusted member of the family or buddy within the space you need to purchase in, see in the event that they’d be keen to take a bodily go to for you. Shopping for sight unseen may be nerve-wracking, so it all the time helps when you’ve got somebody who can present further reassurance. When you have nobody within the space, you possibly can nonetheless share the digital property and information you’ve been reviewing with somebody near you. Get their enter! They could consider a query or concern that you just haven’t thought-about. Use different on-line instruments to assist make an evaluation: poke round Google maps to see what’s within the neighborhood or examine public faculty rankings within the space when you’ve got youngsters. We would like you to really feel as snug and assured as potential with this necessary, life-changing choice. 

Stay Patient and be Communicative. 

Whereas on-line instruments offering digital entry to consumers have eternally modified the house shopping for expertise, it’s nonetheless not so simple as a “click on to purchase now” course of. No quantity of expertise or digital instruments can change the nature of the present market (with extraordinarily excessive demand and never sufficient stock), so chances are you’ll be met with unexpected setbacks. For instance, in some areas we’re taking the Highest and Greatest Provide method to promoting houses, which is basically the method the resale market operates in. Residence consumers will probably be invited to submit their Highest and Greatest Provide for obtainable homesites, and probably the most aggressive provide will probably be chosen. We empathize with you about how aggressive the market is as we speak and the way irritating which may be for some house consumers. No matter these uncommon market circumstances, we intention to supply a wonderful buyer expertise for each house shopper and purchaser. Talk together with your gross sales agent early and infrequently to ensure you’re conscious of potential stipulations surrounding a group/homesite chances are you’ll be occupied with. 

Embrace the Journey!  

Shopping for your new house #SiteUnseen may be simply as exhilarating as shopping for it in particular person. We’re right here that will help you each step of the best way. 

“We had been loads much less nervous about shopping for ‘sight unseen’ due to the quantity of instruments and publicity we’ve needed to the house itself. We might inform it’s a high quality product.”

Taylor Morrison Homebuyers Jeremy and Alyssa, Phoenix

“The most effective factor about Taylor Morrison’s on-line instruments, except for the truth that they’re intuitive, is that we are able to use them any time of the day. While you’re excited concerning the homebuying course of and also you wish to hold issues shifting alongside, that is the best way to have the ability to have instantaneous gratification.”

Taylor Morrison Homebuyers Invoice and Jennifer, Seattle

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